Business Loans

Business Vehicle Loans

Available for credit-qualified First City Bank Business Checking account customers only.

Competitive rates, programs for one vehicle or fleet of vehicles.

Owner-Occupied Business Real Estate Lending Programs

Your business may need First City Bank's commercial real estate lending expertise to finance construction, remodel, purchase, or refinance of Commercial Real Estate. First City Bank finances owner-occupied Office Buildings, Office/Warehouse Buildings, Light Industrial, other Real Property used for your business.

Features of owner-occupied commercial real estate loans include:

• Local service and decision making
• Up to 25 year amortization
• Fixed or Variable interest rates
• Quick response, competitive pricing, closings when you need them.

First City Bank offers quick, creative solutions to your commercial real estate needs. Call a Business Banking expert today.

Small Business Administration Loans

SBA loan programs help small businesses with loans offering favorable terms and conditions. SBA programs are U.S. Government guaranteed loans that may be used for real estate acquisition or expansion. For businesses without sufficient down payment or track record to warrant approval for a conventional commercial real estate loan, SBA can be a viable alternative.

First City Bank offers you:

• Local decision-making and service to provide you with fast response and convenient servicing of your account.
• Long term loans up to 25 years with no balloon payment.
• Fixed or variable interest rates (fixed up to 20 years).
• Down payment as low as 10% for purchases.
• Access to companion programs to lower interest rates.

Contact one of our Business Banking Experts today. First City Bank is ready to assist you with your SBA real estate financing needs.