First City Bank - Loan Zone

First City Bank offers a wide range of loans to our customers. Our primary lending expertise is based in Residential and Commercial Real Estate Mortgage loans. We offer our customers the following:

Consumer Loans Business Lending Bridge Loans
1st Mortgage Home Loans (Conforming, Jumbo, Portfolio)
Commercial & Investment Real Estate Lending

Consumer Loans

First City Bank offers a wide range of personal loans. You can finance your new car, boat, home improvements. On all loans we offer competitive rates and terms, local decisions, quick answers.

Business Lending

First City Bank offers loans to business customers for purchase of automobiles, fleet vehicles, capital equipment. Other Business loans secured by Real Estate are detailed in Commercial Lending area.

Bridge Loans

First City Bank offers quick, local approval for owner-occupied bridge loans. When you find your dream home but need the equity trapped in your old home to buy it, call us for the Bridge to get your home.

1st Mortgage Home Loans

First City Bank offers local mortgage approval to CREDIT QUALIFIED customers. We offer purchase, refinance, remodel mortgages with competitive rates, flexible structure, quick approval and closing.

Adjustable Rate Mortgages (ARMs)
90% LTV Jumbo & non-conforming ARM mortgages
(> $250,000) with NO MORTGAGE INSURANCE (MI)
Conventional Fixed rate mortgages
Short term and immediate need cash-out refinance loans

Commercial & Investment Real Estate Lending

First City Bank is the Premier Commercial & Investment property lender in Central Ohio. For properties located in Central Ohio, we offer the following to credit qualified borrowers:

1st mortgage loans for Apartments, Net Leased Offices, Net Leased Warehouse & Light Industrial, General Business Real Estate.
1st mortgage, Blanket, and Rehab loans for multi-family properties.
Commercial Real Estate loans from $100,000 to $10.0 million.
Local service and decision-making.
Ability to perform and close your loan quickly.